Banking wizardry might have been partially responsible for the recent financial crisis, but could it also be a cure? With shifting regulations, banks are releasing products that aim to build Americans' financial health by actively improving behaviour over time. Will they work?

You’re 33% more likely to achieve a goal if you share it with a friend, and 72% more likely if money is on the line. Promise or Pay is a platform that combines these findings from behavioural science to create a more engaging way to improve oneself while contributing to positive social change.

Nearly seven in ten Americans have less than $1,000 in their savings accounts, and 34% have nothing set aside whatsoever. Conserving cash can be difficult, but finance app Digit wants people to leave it to a bot. How has it managed to save people over $230 million in just 18 months?

Over a third of 18-year-olds don’t understand what stocks and shares are – and of those that do, 30% are put off by hidden costs. The Acorns app lets you invest your small change as you buy a coffee or a cardigan – but can it get young adults interested in the stock market?