Blockchain, the digital scaffolding behind cryptocurrency bitcoin, has hit critical mass and is being taken seriously by major conglomerates and governments alike. Canvas8 spoke to technology strategist Paul Armstrong to understand how it might make an impact beyond the financial world.

Are we tired of thinking about money and ever more intent on outsourcing our decisions to artificial intelligence? How will the traditional, ‘big banks’ cope in a new world of digital competition? Will new EU legislation really shake up the sector or will it be business as usual? In this part of the 2018 Expert Outlook series, we speak to three money experts about what’s changing in the way people bank and spend globally.

From being saddled with student debt, to sky-high housing prices, the dream of owning a home has never seemed more distant to most Gen Yers. Claiming to be “the missing step,” Unmortgage is helping people put down roots with a scheme that partially finances their homes.

J Christopher Giancarlo, chairman of the Commodity Futures Trading Commission is known as 'Cryptodad' among young crypto-enthusiasts. By championing virtual currencies in a conservative financial establishment, Giancarlo is helping generations of investors to get on the same page.

Almost half of Aussies regularly daydream about the future, but just 20% of young people have sought financial advice that could help them later in life. How is AMP Goals 360 – an interactive advice service – helping a tech-savvy generation get more engaged with their finances?

The gig economy enables people to enjoy flexible hours and juggle other priorities with greater ease than in a full-time job. But working this way can also create issues around payments, expenses and taxes. Help is now at hand from Coconut, the first bank account specially designed for freelancers.

The investing world can seem daunting, especially to those who don’t have much saved up. But with a $5 entry point, no need for major outlays, and a constant stream of information, condensed into an easy-to-understand smartphone app, Stash is helping Gen Yers build their portfolios.

American Gen Yers have never been in so much debt – those aged 30-39 owe a combined total of $408.4 billion in student loans alone – and as they start to have families, their money worries are only growing. How can apps like Wela helping these young households tackle their financial crises?