Weighed down by your wallet? Purse cluttered up with cards? Then perhaps Kerv is the wearable you’ve been waiting for. This smart ring enables people to make payments without a counterpart device, while also functioning as an Oyster card and a repository for emergency and medical info.

British charities missed out on £80 million in 2016 due to cash-only donation systems. In an effort to combat this, Barclays has launched donation boxes that accept card-based payments, theorising that a seamless payment system could lead to a spike in random acts of giving.

Gen Yers came of age during one of the worst global financial crises, got saddled with a record amount of student debt, and are worse off than their parents were at the same age. So how are they managing the money they owe? And how have attitudes towards borrowing changed for this cohort?

There’s a seismic change underway in the banking sector, with challenger brands taking on the traditional Big Five. At the forefront is Monzo, a mobile-first digital bank that’s designed with tech-savvy customers in mind. Can its clever app and round-the-clock support convince Brits to switch?

Millions of people worldwide are still paid in cash, which can be expensive for businesses to manage and insecure for employees. The Better Than Cash Alliance – a partnership of governments, companies and charities – aims to change that, encouraging digital payments to boost financial inclusion.

Consumer banks are racing to leverage social media and win over younger customers. But with 44% of Gen Yers believing that banks don’t understand them, they’ve had little success. In Brazil, Banco Original – for ‘people who don’t need banks, but need banking’ – is about to show them how it’s done.

SoFi is a finance company that pairs loans with an array of life advice, both personal and professional. The brand has made it part of its business to take interest in all aspects of its clients’ lives, demonstrating how closely linked financial wellbeing is to people’s wider values and life goals.

For many people, thinking about a pension is boring, daunting or too far away to even consider. Yet with research suggesting that saving early on is the best way to ensure a comfortable retirement, how can pension providers and the government encourage people to set aside some money for later life?