The cost of living crisis has forced many older Britons to reassess their finances, and buy now, pay later solutions are emerging as a popular solution for this demographic. How are retailers encouraging the use of this form of credit, and how can they protect users from any negative impact?
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Stephen Jones is the head of communications at Laybuy, a global leader in BNPL payments technology. Launched in May 2017, Laybuy is available in three countries – the UK, New Zealand, and Australia – and allows users to receive purchases straight away and pay them off over six weekly interest-free payments.
Brean is a personal finance expert dedicated to helping people understand the (often) confusing world of finance. From managing the cost of living crisis, money-saving tips, insurance and investing to credit scores, homebuying, managing debt and scams, she covers a wide range of personal finance topics. Working with consumer finance platforms including Forbes Advisor, NerdWallet, Which?, and Moneywise, she has written news, features and advice guides as well as produced podcasts and videos to help people better understand their finances. She has also written for The Motley Fool and Citywire.
A pioneer of digital content, The Chic Geek, a.k.a. Marcus Jaye, has grown to become one of the UK’s most respected and influential bloggers on style and fashion. An expert within the men’s style arena, The Chic Geek has previously written for titles including GQ, Shortlist, and Men’s Health, and appeared on TV and BBC radio. His first book, The Chic Geek’s Fashion, Grooming & Style Guide For Men, was published in 2011, and his second, #FashionWankers, was published in 2019.
