Canvas8 presents an exclusive adaptation from author and hacker Josh Klein’s upcoming bookReputation Economics, which explores how digitisation is destroying the limitations of the current financial system.

With 55,000 retail outlets having NFC technology at their disposal, over half of new smartphones will support NFC by 2014. We spoke with a group of people about their attitudes towards mobile payments and their concerns over security.

In a financially-tense climate, teenagers are proving more resilient and determined than ever. Youth consultant Ruby Pseudo offers a rare glimpse into the underworld of youth financing, from retail workers to lawbreakers.

With the growth of digital, a new solution to retail banking woes is emerging. Hello bank! is the world's first stand-alone digital mobile bank that's accessible any time, any place – and, crucially, maintains a clear focus on customer experience.