With the iPhone 6 and the Apple Watch, the death of the physical credit card could be closer than ever before. Making its first foray into digital payments and wearable tech, Apple hopes to streamline the process of buying anything, anywhere with its new products.

The Australian coffee shop industry is valued at over $4 billion, and independents account for 95% of all outlets - but the data-driven deals and promotions that big chains can offer pose a threat. Can digital loyalty scheme Rewardle give small coffee shop owners an advantage?

Canvas8 presents an exclusive adaptation from author and hacker Josh Klein’s upcoming book Reputation Economics, which explores how digitisation is destroying the limitations of the current financial system.

Brands want people to interact with their products and services - because interaction can take on value as an alternative to traditional currencies - and they're constantly searching for the best exchange rate. But what's in it for consumers?