In Turkey, popular bank Garanti is causing a stir with its revolutionary banking-on-the-go app iGaranti. As more services go mobile, the future of seamless, social money management seems likely to come in the form of smartphone integration and a consumer driven-approach.

“Stop overpaying for credit card processing,” demands the homepage of credit card provider Fattmerchant. Spearheaded by 27-year-old Suneera Madhani, the company’s core product is a flat rate credit card which is challenging the norms of an industry flooded with fees.

Kids want to grow up as fast as possible, but how much responsibility should they be given? Mobile banking app Osper has a debit card that looks just like mum and dad’s. It's helping the UK's seven million 8- to 18-year-olds by “instilling good money habits earlier in life.”

Would you rather jet off to the Bahamas next week, or save and go in a years’ time? In an ‘I want it now’ culture, thinking for the future is hard. When two-thirds of boomers retire they won’t have saved enough to maintain their lifestyle. How can brands encourage people to think about tomorrow, today?