We think nothing of using smartphones to do the weekly shop or review bank statements on the go. But with the spread of smartwatches, will we soon send cash and buy drinks via tiny computers on our wrists? Moven hopes its Impulse Savings app can get people saving rather than spending, but how?

Apple is hoping that Apple Pay, a tap-to-pay service integrated into the iPhone 6 and Apple Watch, will help it dominate the $79.2 billion-a-year digital payments market. But can Apple succeed where so many have failed before, and truly replace our wallets with our phones?

Over 70% of Gen Y would rather go to the dentist than listen to what their bank says. So Italian banking group Intesa San Paolo developed Superflash – a brand and store concept that looks more like a fashion store than a financial institution. But can banking ever really be cool?

Do you want to switch banks, but aren't sure which one is best? The UK government has created a comparison tool that analyses people's current account usage, including where and how they make payments, and suggest banking providers best suited for their needs.