“My parents opened my bank account for me when I was a teenager,” says 31-year-old Nadia. “I just never left.” Many Gen Yers are apathetic about their bank; they’d rather not have to think about it. But mobile-first offering Juno is hoping it can get this group excited about the way they bank.

Fashionistas rejoice – payment options are no longer limited to uninspiring bank cards or plain old cash. Topshop has teamed up with bPay to launch a range of contactless accessories that'll complement your outfit. But is Gen Z really that bothered by fintech? Can payments really be fun?

People who manage their finances online still aren’t benefiting from the money they’re saving their banks. Loot wants to change this, offering students an app and debit card combined with personalised advice and retail offers. But can it really help the 80% of university-goers who fret about debt?

As the financial sector works to make services increasingly streamlined, mobile money has gained popularity as an easy and secure way to handle cash. Now that apps are more readily accepted, banks are leveraging these platforms to reposition themselves as lifestyle brands.