Ever seen someone beg a bank teller to waive over-limit fees or extend their overdraft? Following a number of banks being called out on mistreating and mis-selling to vulnerable customers, UK institutions have been ordered to train their staff to empathise with those that are in a tight spot.

Condemned as "immoral and unjust" by the Church of England and sparking outrage for its 5,838% interest rates, payday loan company Wonga doesn't have the cleanest of reputations. New chairman Andy Haste promises to change that by putting the customer first.

Advert-blocking browser plugins are growing at a rate of nearly 70% year-on-year. The most popular, AdBlocker, reached 150 million users in June 2014. And if people really are more likely to climb Mount Everest than click a banner ad, what is next for online advertising?

With 79% of Brits rarely or never clicking online ads, brands are wasting huge sums of money on ineffective advertising. So how can companies entice consumers to voluntarily eyeball their content? Canvas8 sat down with 15 British men and women to find out what they think about online ads.