Life as a freelancer can be stressful. A busy month can be followed by a dry spell. And what about the 700,000 Brits that are on zero-hour contracts? Without a regular income, budgeting becomes a drag. Even is an app that ensures you get the same pay packet every payday.

The old idea of the American Dream states that hard work alone can lead to success. And a recent study has revealed that people from the States are more likely than any other nationality to believe that working hard is essential to getting ahead and that hours of toil will pay off in the end.

From Coasties to K-Poppers, the US is home to a range of teen subcultures. In the third of a series exploring Gen Z and Gen Y tribes, Andrea Graham Richeson delves into the overscheduled world of Alpha Achievers. Do these ambitious teens embody the model student and future star employee?

The people behind shared workspace provider WeWork have launched WeLive, bringing the best bits of co-working to communal living in New York and Washington DC. It boast flexible leases, organised fun and the promise of new friends, but will Gen Yers want to live in a branded environment?