Are Gen Yers really so afraid of commitment? Have they actually given up on owning a home? And what are they splashing their cash on instead? This Generational Snapshot uses statistics and case studies from the US and UK to explore how Gen Yers are approaching adulthood in 2016.

Gen Yers came of age during one of the worst global financial crises, got saddled with a record amount of student debt, and are worse off than their parents were at the same age. So how are they managing the money they owe? And how have attitudes towards borrowing changed for this cohort?

Brits are spending like the recession never ended. But while the purse strings have tightened when it comes to necessities like groceries, products that promise aesthetic perfection are enjoying huge growth. Why do skint 20-somethings feel the need to look good when times are hard?

Over the past 35 years, US national debt has been steadily rising, with new analysis suggesting that the sum will equate to around $66,000 per person by 2026. This issue is now weighing heavy on young people's minds; Gen Yers are more concerned than ever about America's debt.