In Germany, where 80% of transactions are carried out in cash, card payments aren’t considered secure. Fintech start-up Number26 intends to change this perception, as – even in the land of pretzels, biergartens and traditionalism – people begin to test the waters of digital banking.

EU citizens are some of the least likely to have faith in financial institutions, and a new survey suggests that Germans are among the least trusting. A quarter of cash-conscious people in the country say they don’t put money into stocks because they “find the whole world of finance suspect.”

Around 37% of American seniors are targeted by financial scammers over a five year period. The most common form of contact is still through the post, but in Germany criminals are getting creative when preying on old people through 'grandchild ploys' over the phone.

Berlin-based club Berghain is world-renowned for its fanatical reverence of techno and days-long parties. Yet while a night out elsewhere in the world may result in a booze-clouded recollection, Germans take a more serious approach to clubbing. How can brands appeal to these moderate tastes?