Blockchain is being touted as the next great technological disruptor, with financial firms investing heavily and cyber-libertarians hoping it’ll enable decentralised transactions and P2P commerce. But can it break into everyday usage, or will it become just another buzzword from the world of tech?

What does open banking mean? Where will fintech disruptors strike next? And what will result from an increasing acceleration away from cash? As part of our Expert Outlook 2017 series, we speak to three experts to explore the brands and tech impacting lending, savings and payments.

China has a bad track record when it comes to fake – and often dangerous – foodstuffs. In an effort to tackle this problem, Alibaba – the nation’s biggest online retailer – is experimenting with blockchain as a way to bring increased traceability and authenticity to the supply chain.

Until recently, Bitcoin was associated with illicit activity conducted beneath the government’s radar. Its image couldn’t be further from the stringent regulations and rigorous monitoring of banks. So many may be surprised that Citigroup is developing a new Bitcoin, dubbed ‘Citicoin’.