Despite having one of the highest poverty levels in the world, sub-Saharan Africa is the world leader in mobile financing. Mobile money transferring services are available in 36 of 47 countries in Africa, with more active accounts than anywhere else in the world.

WeChat, China’s most successful internet-based mobile messaging service, is getting ready to tackle Africa. Though it’s late to the party – WhatsApp is already widely used on the continent – WeChat is aiming to secure its slice of the pie with a ‘beyond messaging’ strategy.

There’s a seismic change underway in the banking sector, with challenger brands taking on the traditional Big Five. At the forefront is Monzo, a mobile-first digital bank that’s designed with tech-savvy customers in mind. Can its clever app and round-the-clock support convince Brits to switch?

As branches close and an increasing number of consumers use app-based finance services, high street banks are at a crossroads, with online alternatives set to further shake things up. Atom is a digital-only bank with a range of consumer and business accounts, but can it take digital banking nuclear?