Millions of people worldwide are still paid in cash, which can be expensive for businesses to manage and insecure for employees. The Better Than Cash Alliance – a partnership of governments, companies and charities – aims to change that, encouraging digital payments to boost financial inclusion.

Access to loans can be difficult for those with no credit rating. Traditional financial services score people on five factors, which only take their repayment history into account. Enter Kreditech, a German start-up that's using a data-driven approach to provide loans to the ‘underbanked’.

The underbanked represents more than 88 million individuals and nearly $1.3 trillion in wages. And young people of colour make up a large proportion of this, despite their size and spending power. How is My Money My Future reaching out to this group using technology and pop culture?

“Your money isn’t welcome here.” It’s a very rare occasion that diners at a restaurant will ever hear these words, but they may soon be common at US-based fast casual chain Sweetgreen, which is getting rid of cash payments in most of its 64 stores. Are Americans ready to ditch physical currency?