Weighed down by your wallet? Purse cluttered up with cards? Then perhaps Kerv is the wearable you’ve been waiting for. This smart ring enables people to make payments without a counterpart device, while also functioning as an Oyster card and a repository for emergency and medical info.

Do people still want financial advice from bank branches? What’s the appeal of peer-to-peer payment apps? How is fintech helping the cash-strapped borrow for bigger purchases? And what does the average consumer now know about blockchain tech and cryptocurrencies?

From saving at the touch of a button to pinging a mate cash, the advent of open banking means Britons expect more control over their finances. And while there are still issues with contactless payments, one poll suggests that almost half of Britons would like to customise contactless payment limits.

Having come of age in a recession, Gen Yers are suspicious of high street banks. But as they begin to require more complex financial products, they’re struggling to find the advice they need online. In response, Samsung is creating a range of pop-up solutions, bringing branches to digital natives.