What will the future of personal finance look like? Will we go all digital and abandon cash altogether? According to new research, Indian consumers are among the fastest when it comes to adopting digital solutions for managing your personal finances.

India has demonetised its largest banknotes in a bid to rid itself of the ‘black money’ that was enabling large-scale tax evasion. But the surprise move hasn't affected the population equally; women, who have been largely excluded from the formal banking industry, are being hit the hardest.

Setting up banks in India’s slums and villages might, in theory, give people more access to financial services, but showing up isn’t always enough. Aiming to make finance novices comfortable, Fino is opening branches that look shabby enough to blend into the background of these communities.

Do people still want financial advice from bank branches? What’s the appeal of peer-to-peer payment apps? How is fintech helping the cash-strapped borrow for bigger purchases? And what does the average consumer now know about blockchain tech and cryptocurrencies?