Do people still want financial advice from bank branches? What’s the appeal of peer-to-peer payment apps? How is fintech helping the cash-strapped borrow for bigger purchases? And what does the average consumer now know about blockchain tech and cryptocurrencies?

Giftcoin is the world’s first cryptocurrency designed for transparent charitable giving. Could this use of cryptocurrency – which was until recently an alternative or niche way of spending – be a step towards seeing radical ideas becoming mainstream models?

Many Russians aren’t being served by traditional financial institutions, and they're turning to high-interest payday loans instead. While this may be the only option for some in times of crisis, it highlights opportunity for finance brands to step in and offer personalised money management options.

As interest in cryptocurrencies continues to grow, some cafés in India are offering crypto vouchers to customers along with their cup of coffee. But experts worry that the average person is still unaware of the risks that accompany Bitcoin investment, and they're getting caught up in the hype.