All over the world, countries are moving toward becoming cashless. While this does have its benefits – particularly for ostracised communities – it also creates issues for those people who rely mainly on cash and places a high level of power with large financial institutions.

Fintech startup Revolut is launching a debit card that allows users to get cash back in cryptocurrency. As young people become increasingly sceptical of traditional financial institutions, services that can position themselves as a pot of gold at the end of the digital rainbow, are likely to be winners.

Giftcoin is the world’s first cryptocurrency designed for transparent charitable giving. Could this use of cryptocurrency – which was until recently an alternative or niche way of spending – be a step towards seeing radical ideas becoming mainstream models?

HullCoin is a cryptocurrency that communities can use to reward their citizens for contributing to social good. Through aligning themselves with a localised currency, these initiatives can ensure that their charitable efforts stay far from the finance industry’s reputation problem.