A spooky Santander ad campaign has looked to tap into Gen Y’s growing fear of debt, and sends cautionary messages about how poor spending habits can quickly pile up. And with a third of Yers saying they're more afraid of debt than death, the bank's shock tactics might just be the trick.

Stagnant wages and rising living costs have many Americans delaying traditional life milestones. At the same time though, new moments have gained significance, and a campaign from fintech firm SoFi has honed in on the final payment of one’s student loans as an occasion worth celebrating.

Although people may avoid talking about their finances in polite company, that doesn’t mean they aren’t thinking (and fretting) about them. Canvas8 spoke to 20 men and women from across the UK to find out how good they are at sticking to a budget and tracking their spending.

Although 64% of Americans say that money is a source of stress, the perception of banks as greedy and uncaring makes it difficult for them to connect with customers who could use their support. So, how can the sector as a whole help those who are prone to spending more than they can save?