Using peer-to-peer payment apps to split a bill has become the norm, especially among Gen Yers in the US, nearly two-thirds of whom have adopted P2P mobile banking functionalities. Venmo alone saw users send and receive $8 billion through its app in Q2 2017, with some even using it to pay each other for drugs. With speed and convenience the main benefits of such payments, new tools are doubling down on this appeal, giving people the ease of mobile transfers without having to open a standalone app.

Nearly a third of Americans make no cash payments in the average week, highlighting how physical currency is steadily losing its appeal, especially among those who have more money to spend. Instead, a growing number feel at ease carrying around phones or cards for seamless purchasing.

From splitting the bill to seamlessly shopping, people are using peer-to-peer (P2P) payment apps for speed and convenience. PayKey cuts out the hassle of opening up yet another app to settle up by making bank-connected payments available straight from a user’s mobile keyboard.

With Dunkin’ Donuts' competition firmly within the coffee industry, the iconic US chain is dropping ‘Donuts’ from its name in a bid to better position itself. But while this move could also reduce negative connotations in an increasingly-health conscious nation, rebrands aren't without risk.