For many Australians, private health care is no longer seen as a must-have. Interest is declining due to a sense of confusion around what these policies actually offer, while younger people nationwide are less inclined to future-proof their health for a variety of reasons.

As US Gen Yers balance planning for the future with current economic challenges, a Prudential study is shedding light on the how they envision the future. As the world becomes more connected, anxieties about the Internet of Things mean they're looking for new solutions to privacy problems.

Gen Yers may spend hours researching eateries and nightlife when going on holiday, but many don’t factor insurance into their preparations, whether due to the associated confusion or cost. Enter Pluto, a mobile-first start-up that gives travellers quick quotes and easy-to-understand policies.

While it can be a time of excitement and opportunity, many people are anxious about ageing. After all, growing older can be unsettling and there is often a fear of increased isolation and loss of community. So, various initiatives and organisations are helping people find ways of keeping friendships fresh and fostering communities among elders.