A new survey has highlighted the ongoing struggle among Americans of trying to save for their pensions and later life. In response, brands and businesses are encouraging people to see their savings as investments, and working to create better financial practices.

Research by home co-investments provider Unison has revealed the desperation US Gen Y have to own their own home, with concerns about the financial burden. As a result, many Yers say they'll rethink other traditional life milestones, such as marriage or having kids, to buy a house.

HR departments were once the middlemen in companies – they found the talent, trained them up, and gave them a way to communicate complaints. But their role is no longer about managing processes, it’s about building connections between people and empowering them to do their best work.

Working nine-to-five may have been a mainstay in 20th century life, but as technology has freed people from their desks, many have sought a more flexible way of earning a living. What impact is the rise of freelancing having on other areas of life, such as daily routines and lifestyles?