From ‘compulsory excess’ to ‘no claims bonus’, car insurance terms are often far from transparent – and they're putting off many young drivers. Given their frustration with jargon, there's a significant opportunity open for brands that can simplify complex processes and concepts in the sector.

How are vehicle-sharing services fulfilling everyday needsandlifelong dreams? What are commuters doing to reduce their carbon footprint? Will all-in-one apps transform the way we get around cities? And how are brands elevating the in-car experience to offset falling ownership?

Contents insurance can be difficult to understand and to navigate, but a UK insurance app is offering a personalised and simplified solution. By updating and automating confusing and antiquated systems, seamless apps are helping digital-native generations get to grips with money.

Gen Yers may spend hours researching eateries and nightlife when going on holiday, but many don’t factor insurance into their preparations, whether due to the associated confusion or cost. Enter Pluto, a mobile-first start-up that gives travellers quick quotes and easy-to-understand policies.