The pandemic has given hygiene-friendly peer-to-peer solutions a boost – and they’re ushering in a whole new era of banking. Owned by Jack Dorsey’s Square, Cash App is a one-stop digital banking solution that’s attracting increasingly bitcoin-savvy investors, rappers included.

As the cost of living crisis pinches people’s pockets and with recession looming, consumers are seeking cheaper alternatives to everyday services. Seeking to court money-savers with incentives, Previ offers a payment service that charges no fees and rewards with a cash-back plan.

Following El Salvador having made bitcoin legal tender, McDonald’s is accepting cryptocurrency in stores. As cryptocurrency seeps into the mainstream, people are looking for everyday ways to spend their digital money, but improving education remains key to success.

Tonik is one of the first completely digital banks on offer in the Philippines, providing users with easy-to-access financial services. It offers safe and secure platforms and transactions and, perhaps more importantly, a 6% interest rate to attract customers and gain their trust.