When it comes to feeling positive and excited about the future impacts of AI, Australians are way below the global average. A study has shown that even as artificial intelligence has become more prevalent, education and consumer awareness have not increased at a corresponding level.

Research shows that Australians are experiencing higher barriers to entry for investing and are doing so less year on year – while younger Aussies are rejecting direct stock investment altogether. This could lead to a pivot to managed assets merged with fintech, such as AI-guided portfolios.

As Australia’s housing market skyrockets, young Australians are finding ways to get on the property ladder. A record number of first home buyers are eschewing the ‘great Australian dream’ in favour of ‘rent-vesting’: buying property in affordable postcodes so they can rent in better locations.

Q.AI is a digital investment app offering wealth management service solutions to help its users control risk and maximize returns. As young investors look for safer options across the board, how are fintech platforms reshaping their services to make investing more accessible and transparent?