Over a third of 18-year-olds don’t understand what stocks and shares are – and of those that do, 30% are put off by hidden costs. The Acorns app lets you invest your small change as you buy a coffee or a cardigan – but can it get young adults interested in the stock market?

In Turkey, popular bank Garanti is causing a stir with its revolutionary banking-on-the-go app iGaranti. As more services go mobile, the future of seamless, social money management seems likely to come in the form of smartphone integration and a consumer driven-approach.

With banks’ reputations still suffering, people don't know where to put their cash. LearnVest plans to shake things up. It’s an online platform that teaches you how to budget, save and invest. Can financial common sense be as “as accessible as gym membership” when going on a money-diet can be as hard as cutting out cake?

Dividend yield, PEG factor, EPS undiluted. Financial terms don’t mean much to the everyday person. Kathryn Cicoletti - who worked in asset management - has created MakinSense Babe, a site that translates finance news and investment advice into language that everyone understands.