Why is secure authentication becoming a bigger deal? How will AI change the ways people interact with financial services? Can central banks boost the reputation of digital currencies? In this part of the 2019 Expert Outlook, we speak to three experts about the impact of tech on money management.
David Birch is a widely recognised thought leader in digital finance, and an expert in digital money and digital identity. He's also a board-level advisor, a respected media commentator, and a blogger, and has consulted with some of the world’s biggest banks, financial services organisations, telecommunications providers, IT companies, and others about the future of electronic transactions. He has spoken at events across the globe and appeared on radio, TV, and digital media.
Pierre-Jean Hanard is an entrepreneurship expert at the Saïd Business School at the University of Oxford and lecturer in Entrepreneurship and Innovation at the University of the Arts London. He also advises pre-series A startups and university incubators (MIT, Harvard and Cambridge). He is an alum of MIT, SDA Bocconi, Vlerick Business School and HEC-Liege.
David Clarke is the head of policy and advocacy at Positive Money, a non-governmental organisation dedicated to bringing about monetary reform. A key part of Positive Money’s mission is to make the creation of money solely the prerogative of the state – a sovereign money system.