Why is secure authentication becoming a bigger deal? How will AI change the ways people interact with financial services? Can central banks boost the reputation of digital currencies? In this part of the 2019 Expert Outlook, we speak to three experts about the impact of tech on money management.

The ‘sharing economy’ is growing at an alarming rate in Australia, disrupting multiple industries and forcing more traditional businesses to catch up – particularly in terms of regulations. So how can businesses enforce regulations while embracing the modern sharing economy?

While 55% of Britons believe their mental health and wellbeing are impacted by financial worries, many will avoid seeking advice from banks for fear of judgement. Plum gets around this with its Facebook Messenger-based bot that helps users save up, track their spending, and start investing.

The bitcoin boom of 2017 brought cryptocurrencies into the mainstream – but they offer more than just a quick buck for tech-savvy investors. From sex workers to vegans to LGBTQ individuals, the underpinning tech is helping marginalised groups break free from traditional financial authorities.