Will AI regulation in finance curb innovation? What might help protect people from financial fraud? How will new pricing regulations impact shopper confidence? In this part of the 2025 Expert Outlook, we speak to three experts about where financial behaviours are headed next year.
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Matthew Gardiner sits on several advisory boards. He has invested in and advised leading global generative AI and Web3 companies and their clients in implementations and regulated launches in excess of $2 billion. A former big-four banking and capital markets consultant, Gardiner consults on generative AI with FTSE 100 companies, Tier 1 banks, institutional investors, regulators, and their legal counsel in multiple
jurisdictions. He has spoken at CogX, Deloitte, DLA Piper, Google, Barclays, Goldman, The Global Leaders Forum, Money 2020 Asia/US/Europe, GITEX Dubai, Institutional Investor, AIM Summit Abu Dhabi, The Global Fixed Income Institute Geneva, CSFI, and TedX Roma.
Meg Elkins is a behavioural and applied economist with research interests in both societal and cultural economics. Her research links economic impacts and how our information biases impact decision-making. Meg is a member of the Behavioural Business Lab and the Centre for International Development. She is a regular commentator for TV, radio, and print on behavioural issues and decision-making processes.
With a PhD and MSc from the London School of Economics, Dr Zachariadis’ research sits at the cross-section of digital innovation, financial technology, payment networks, payment infrastructures (SWIFT), and digital banking, winning the NET Institute Award for his studies on these subjects. He is also a World Economic Forum member of the Global Future Council on Responsive Financial Systems and a research fellow at the University of Cambridge.
India Doyle is the editorial director of Canvas8's Library. She oversees the editorial direction of research across content types to ensure Canvas8 members understand changes in consumer behaviour and culture and the opportunities around behavioural change. India has worked as a journalist for ten years, interviewing industry and cultural leaders including Christy Turlington, Olympic boxer Ramla Ali, and Rolls-Royce CEO Torsten Müller-Ötvös. She has contributed to SHOWStudio, Dazed and Confused, ekathimerini, Wonderland, and Dapper Dan magazine.
