Dr. Steve Worthington is a professor at Swinburne University’s School of Business, Law and Entrepreneurship in Melbourne, Australia. He specialises in the issues surrounding the distribution of financial services, particularly by electronic channels, and in the organisation and control of the payment systems through which these transactions are carried out. He has published his research widely, both in academic journals and in more practitioner-focused publications.

Dr. Rajat Roy is an associate professor of marketing at Bond University in Gold Coast, Australia. He has been published in leading academic journals, including the European Journal of Marketing, the Journal of Business Research, the Journal of Advertising, and the Journal of Consumer Psychology. He has presented at leading global conferences and currently sits on the editorial board of the Journal of Business Research.

Evan E. Lambert is a journalist, travel writer, essayist, and short fiction writer with bylines at Thought Catalog, Business Insider, Mic, People, Queerty, BuzzFeed, Going, The Discoverer, and many more. You can check out his other work at https://evanlambert.journoportfolio.com/.