Travel agents were put out of business by sites like Expedia, while black cabs are currently being threatened by app-based taxi service Uber. Is it time for the banking industry to be disrupted by mobile start-ups, too? Or is a bank in an app taking it too far for security-conscious consumers?

Are Gen Yers splurging their cash when they should be saving? Are they really saying no to home ownership? Do they actually have no use for brick-and-mortar bank branches? Canvas8 sat down with British men and women between the ages of 18 and 35 to find out where their cash really goes.

Over 70% of Gen Y would rather go to the dentist than listen to what their bank says. So Italian banking group Intesa San Paolo developed Superflash – a brand and store concept that looks more like a fashion store than a financial institution. But can banking ever really be cool?

With UK consumer confidence increasing, competition among banks is stronger than ever. Austerity has left consumers cautious, while 24/7 banking has given more access and control over personal finance. But what do people want, and how can banks entice them to switch?