Kids want to grow up as fast as possible, but how much responsibility should they be given? Mobile banking app Osper has a debit card that looks just like mum and dad’s. It's helping the UK's seven million 8- to 18-year-olds by “instilling good money habits earlier in life.”

A cashless society might well be more convenient and secure, but what about mums and dads who need to pay their kids for doing the dishes, tidying their rooms, or mowing the lawn? Clever Kash is a cashless money box from New Zealand bank ASB that can be topped up with a single in-app swipe.

Digitisation has exposed kids to far more purchase opportunities and products, so teaching them the value of money is increasingly important. Online family wallet Virtual Piggy places responsibility in kids' hands, while parents maintain control.

Running up a bill on mum's credit card has become an increasingly common occurrence, thanks to Britons doing more online shopping than any other nation, and parents not protecting their passwords well enough. Can the Osper Prepaid Debit Card introduce young people to money management?