Although people may avoid talking about their finances in polite company, that doesn’t mean they aren’t thinking (and fretting) about them. Canvas8 spoke to 20 men and women from across the UK to find out how good they are at sticking to a budget and tracking their spending.

Between crippling student debt, rising house prices and little disposable income, Gen Yers have got it pretty tough. And they’re not feeling any more positive about the future. Despite many having enrolled in further education, they have the most negative attitudes towards employment.

Although 64% of Americans say that money is a source of stress, the perception of banks as greedy and uncaring makes it difficult for them to connect with customers who could use their support. So, how can the sector as a whole help those who are prone to spending more than they can save?

Many people may see a bit of mould or sleeping in a box room as something they just have to put up with. But new research shows that 40% of people in the UK are living in homes that fall short of acceptable living standards, and the government is being pushed to take action.