Research shows Britons are not confident about the meaning of most financial terms. As people struggle to grasp financial jargon, there is a need for these institutions to design more inclusive and easily accessible financial packages, which have a greater emphasis on simplicity.

Years ago, getting a mortgage meant making a trip to your bank to convince the manager to lend you some money. But now, the expectations set by on-demand culture are seeping into banking, with companies like Habito and Trussle using tech to offer one-click mortgages.

Rising prices are making it increasingly difficult to get on the property ladder in Australia, with younger generations finding it the hardest. Proptech startups like BrickX are making it possible to own a piece of the Australian Dream through fractional investing.

Whether you want to book a cab, get food delivered, set up a prescription, or get a job, in the smartphone era, there’s probably an app for it. And now, there’s an app that lets you buy a house, too. Atom has become the first UK, app-based bank to offer customers mobile mortgages.