Researchers have found that business owners who are very optimistic about their futures often overestimate their abilities, and have no realistic chance of success. The study has provided a valuable insight into why nearly 50% of startups fail within their first five years.

Young, ambitious Gen Yers are becoming more inclined to imagine their future selves as business owners. But with very few saving up funds in order to launch their future endeavours, there’s a disconnect between Gen Y’s present actions and future intentions.

From Etsy stores to YouTube channels, a generation of young people are starting up their own 'side hustle’ outside of the regular nine-to-five. What’s driving these predominantly Gen Y workers to trade their free time for toil, and what does this reveal of their changing values and lifestyles?

Dissatisfied with rigid corporate structure, a growing number of people are opting to be self-employed; freelancers are set to make up 40% of the US workforce by 2020. Many independent workers are being drawn to coworking spaces in cities, but what’s the appeal of these communal offices?