With contactless purchasing set to increase 317% by 2021, the Bank of England has announced it's planning to review the relevance of lower denomination coins, such as pennies. And with more Britons carrying less cash than ever, this could mark a significant step towards a cashless society.

German banks have an image problem. With two-thirds of Germans saying there is a lack of regulation in the industry, these banks are among the least trusted globally. Now, Germans are shifting their attention to digital currencies, with Gen Y the cohort most interested in investing with crypto.

Even as consumer finance regulations loosen, people in America are still apprehensive about how to choose the right financial product. Canvas8 surveyed 3,300 Americans and spoke to 20 people across the US to figure out how people get the financial information they need.

High-profile data leaks over recent years have seen internet users wise up to the dark side of connectivity. In Germany, where privacy is highly valued, email provider ProtonMail is easing fears through end-to-end encryption, ensuring that neither governments nor hackers can access inboxes.