Stagnant wages and rising living costs have many Americans delaying traditional life milestones. At the same time though, new moments have gained significance, and a campaign from fintech firm SoFi has honed in on the final payment of one’s student loans as an occasion worth celebrating.

Young people's trust in financial services is at an all-time low; 71% of Gen Yers would rather visit their dentist than hear what banks have to say. But San Francisco-based Affirm is hoping that a transparent approach to lending can restore some faith in customers and show that credit isn’t all bad.

Paylater is a Nigerian digital loan app that claims to be able to issue a collateral-free loan in five minutes. In a time when 40% of Nigerians are going unbanked, Paylater is giving a mobile-savvy population with no collateral, access to credit when physical lenders are thin on the ground.

Islam is the UK’s second largest listed religion, yet followers of the faith are underserved by mainstream financial service providers. Through its robo advisor platform, Wahed Invest lets Muslims easily manage their money through portfolios that are in-line with their religious principles.