Starting a retirement plan sounds like next level ‘adulting’, but with one in three Americans having no money in their nest egg and people living longer, it’s a vital financial consideration. Honest Dollar is hoping to provide the answer with affordable ways for SMEs to help employees start saving.

Record numbers of seniors are opting to stay in work during their retirement, and money worries are one of their primary motivations for doing so. Now, US-based start-up Vault is helping people put away their pennies when they get paid to make saving up for retirement easier and more accessible.

According to a MetLife study, nearly a third of Americans have tapped their retirement savings to help pay off debts and make big-ticket purchases. With many people already struggling to save for later life, there's a growing call for employers to help them overcome financial stress.

The investing world can seem daunting, especially to those who don’t have much saved up. But with a $5 entry point, no need for major outlays, and a constant stream of information, condensed into an easy-to-understand smartphone app, Stash is helping Gen Yers build their portfolios.