Growing awareness of environmental and social issues is changing people’s approaches to money – and not just in terms of where they spend it, but also where it’s invested. Amid mounting expectations for financial brands and banks to be more transparent about their operations, those with proven ethical credentials are winning out.

Moving to a new country is stressful enough, and navigating inscrutable social services that aren’t tailored to your needs doesn't help. Saber es Poder is bridging the information gap for Spanish-dominant Americans with comprehensive services and easy-to-understand advice.

Young people want to save and budget in a way that isn’t boring. Cleo provides a smart AI bot that delivers financial services in a fresh and disruptive way. With $44 million in funding, Cleo is one of the fastest-growing fintech brands catering to a younger audience: Gen Zers.

Berlin-based digital bank N26 may not have any branches, but it’s still connecting with consumers across the world. It has attracted tech-savvy Gen Zers and Yers – along with other neobanks – with one-touch money management using smartphone-friendly features and economical borderless banking.