With Australians in their 20s and 30s entering the housing market later than their parents – and in much smaller numbers – they've been termed "generation rent". And while owning a home isn't the sum total of the great Australian dream, the young still feel like they're missing out.

Peer-to-peer lending has surged globally since the recession, and Britain has been no exception, with the amount lent passing £1 billion in 2014. Now, as the industry matures, Metro Bank has begun working with British peer-to-peer platform, Zopa – a partnership that’s the first of its kind.

When we run into trouble, friends and family have our backs. And it's a good job – with payday lenders charging extortionate fees and trust in banks low, who do financially fragile Gen Y turn to when they're in need? This alternative lender will front you cash, whilst taking pressure off your pals.

House prices are soaring, and the average age of a first-time buyer is now 35. Student debt and a highly competitive job market is forcing 36% of Millennials to live with their parents. The Barclays Family Springboard Mortgage has a solution: borrow from the bank of mum and dad.