Tim Bennett is Finder's senior health insurance publisher. For over ten years he's reported on news, politics, finance, and other topics as a journalist and radio presenter. Tim regularly appears as a health insurance expert on programmes like Sunrise and SBS News and in publications including The Australian, The Daily Telegraph, and The Courier-Mail.

Brenton Baldwin is the head of policy and research at the Members Health Fund Alliance, a peak industry body for an alliance of 24 health insurance funds that are not-for-profit, part of a member-owned group, or community-based.

Heidi is an Australian writer, whose human behaviour studies led to her fascination with what makes us weirdly human. With a career that’s combined communications, community work, and corporate roles, she’s campaigned for children’s rights in Asia, designed social programmes for vulnerable Australians, and headed up a sales team in the fashion sector. Sometimes you’ll find her in a remote village, quizzing locals about the rituals and traditions that make them uniquely them.