Technological advancements within the workplace have many people fearing that machines will take their jobs. And while you might think that lower-skilled roles are most at risk of automation, new research suggests that middle-skill workers are being hit the hardest.

Why are some employees opting for perks over higher pay? How are offices encouraging better physical and mental wellbeing? Is the nine-to-five routine still relevant? What tools are people using to pick up new skills in later life? And can sleeping on the job ever be a good thing?

In 2012, Nigeria established a cashless policy, encouraging banks and people alike to take a step towards digital finance by making the use of notes and coins more expensive. Now, Wema Bank has launched ALAT, the continent’s first fully digital bank.

Setting up banks in India’s slums and villages might, in theory, give people more access to financial services, but showing up isn’t always enough. Aiming to make finance novices comfortable, Fino is opening branches that look shabby enough to blend into the background of these communities.