Are we tired of thinking about money and ever more intent on outsourcing our decisions to artificial intelligence? How will the traditional, ‘big banks’ cope in a new world of digital competition? Will new EU legislation really shake up the sector or will it be business as usual? In this part of the 2018 Expert Outlook series, we speak to three money experts about what’s changing in the way people bank and spend globally.

How is wearable tech enabling people to spend more seamlessly? What can fintech firms offer customers beyond money management? Why are people refusing to think about their retirement funds? And how are challenger brands successfully addressing the underbanked?

Blockchain, the digital scaffolding behind cryptocurrency bitcoin, has hit critical mass and is being taken seriously by major conglomerates and governments alike. Canvas8 spoke to technology strategist Paul Armstrong to understand how it might make an impact beyond the financial world.

For many major banks, cryptocurrencies used to represent a financial experiment in its infancy. Now, they've become too lucrative to ignore. With trust in traditional institutions low, some banks are hoping that digital innovations will rebuild confidence and increase efficiency.