German digital bank Kontist offers automated bookkeeping, integrated tax consulting, and expert support. Its main target market? Freelancers. As more and more young people turn to self-employment, the disruptor neobank is offering financial literacy and control to young German earners.

Berlin-based digital bank N26 may not have any branches, but it’s still connecting with consumers across the world. It has attracted tech-savvy Gen Zers and Yers – along with other neobanks – with one-touch money management using smartphone-friendly features and economical borderless banking.

From declined mortgage applications to excessive bank fees, marginalized communities have long faced discrimination from the financial sector. Aiming to help Black and Latinx people achieve socio-economic parity, Greenwood is a Black-owned bank that also reinvests in those communities.

Tonik is one of the first completely digital banks on offer in the Philippines, providing users with easy-to-access financial services. It offers safe and secure platforms and transactions and, perhaps more importantly, a 6% interest rate to attract customers and gain their trust.