In the US, 80% of consumer spending no longer involves physical dollars, while in Britain cash use has dropped 14% in the last five years. What is driving this shift towards a cashless society? And how will we spend and manage money in the future?

Digital payment service Square is the brainchild of Twitter's co-founder and co-creator Jack Dorsey. In just 12 months it's transferred hundreds of millions of dollars. Now, with the release of Cash, Square wants to make it even easier to send and receive money.

In Turkey, popular bank Garanti is causing a stir with its revolutionary banking-on-the-go app iGaranti. As more services go mobile, the future of seamless, social money management seems likely to come in the form of smartphone integration and a consumer driven-approach.

As part of its Uncarrier repositioning, T-Mobile is launching into the banking business with a pre-paid debit card and banking app. But if people aren't willing to trust banks with their cash, why should they trust a telecoms provider?

What is ‘connected commerce’? How are banking innovations going social? Why is everyone becoming an entrepreneur? And can behavioural economics help people save?

Will we all adopt NFC payments? How will our privacy concerns hinder the development of electronic money? Do we really trust brands over banks and why should all finance companies be watching Apple?

Whether pinging your colleague a PDF or sending a mate an mp3, email attachments are the norm. And Google Wallet now allows UK users to attach cash to their emails, too. But in a financial landscape rife with privacy concerns, do people really want bank transfers to be as easy as sending an email?

When we run into trouble, friends and family have our backs. And it's a good job – with payday lenders charging extortionate fees and trust in banks low, who do financially fragile Gen Y turn to when they're in need? This alternative lender will front you cash, whilst taking pressure off your pals.