Are Gen Yers splurging their cash when they should be saving? Are they really saying no to home ownership? Do they actually have no use for brick-and-mortar bank branches? Canvas8 sat down with British men and women between the ages of 18 and 35 to find out where their cash really goes.

Renowned for being ‘always on’, do Gen Yers ever take a break from their social circles? Are they addicted to Facebook? Have they really got no time for a phone call? Canvas8 sat down with Brits between the ages of 18 and 35 to find out how they really keep in touch.

Buying insurance is never fun – it’s a grudge purchase. After all, no-one wants to think about their house going up in flames. And this feeling is amplified for Gen Yers, who often fail to see insurance as part of their financial picture. Insurers are adapting in order to appeal to this generation.

Are we really a nation of iOS users? Is there such a thing as luxury tech? How has our relationship with apps changed the way we perceive our time? As part of our Expert Outlook 2016 series we speak to three technology experts about gadgets, gizmos and the devices we'll be digging in 2016.