Over 14 million people in the UK live below the poverty line, often facing the choice between buying food or essential hygiene products. Hoping to eradicate hygiene poverty, Beauty Banks is teaming up with charity food banks across the UK to distribute toiletries to those in need.

Although 64% of Americans say that money is a source of stress, the perception of banks as greedy and uncaring makes it difficult for them to connect with customers who could use their support. So, how can the sector as a whole help those who are prone to spending more than they can save?

Previously referred to by politicians as ‘hard-working families’, ‘the squeezed middle’ and ‘alarm clock Britain', weak income growth and rising everyday costs mean there are now six million JAM – just about managing – working-age households on low to middle incomes in the UK.

It’s not often that a cardboard container filled with rejected veggies inspires an online frenzy, but then Asda’s wonky veg box is no ordinary product. Simultaneously battling food waste, poor diet and stretched budgets, these bundles of ugly greens have hit a rich seam of consumer desire.