Speed and convenience have become the consumer norm. Since the COVID-19 pandemic, when people worldwide were introduced to instant access to goods and services via apps and digital platforms, the supply and demand considerably grew and splintered. The 'I need it now' culture shows no signs of slowing down, ye...

Once a signifier of luxury or novelty, custom products and services are now within reach of the everyday consumer, thanks to the rise of artificial intelligence, algorithm-led platforms, and the COVID-era digitisation boom. Today, everyone wants to be the main character of their brand experience.

What kinds of financial safeguards are people seeking across sectors? How can innovative tools help young people manage their money? What does empathetic support look like during a cost of living crisis? And how are fintech firms democratising access to financial know-how?

BNPL schemes have proven immensely popular, giving consumers greater flexibility and accessibility in their shopping journeys. But the cracks in this promise of access and flexibility are starting to show, with studies pointing to the mounting debt being accumulated by consumers.

Aussies are using BNPL schemes to keep up with the increasing cost of living, but instead of lightening the load, they're driving users into financial insecurity. With an overreliance on BNPL to manage money and expenses, better financial advice and customer protection regulations are key.

As countries across Europe begin to reopen their borders, trips abroad are back on the cards for British holidaymakers. With the pandemic leaving many financially worse off, Fly Now, Pay Later offers travellers an easy way to finance getaways without having to stretch their wallets upfront.